Beautifully remodeled 649 & 651 Francisco blend preserved charm with modern luxury, featuring all-new windows and hardwood flooring. Unit 649 (ADU) is a spacious 3BD/2BA filled with natural light from skylights and offers a stunning primary suite with direct access to a private 250 sq ft deck. Unit 651 includes 2BD/2BA plus a large bonus room with closet that can serve as a 3rd bedroom, a generous kitchen/dining area, and its own deck. Each unit offers washer/dryer hook-ups. The property is positioned for Fast-Track condo conversion (three units: one commercial, one residential, one ADU), creating excellent upside for investors. Seller financing is available with a strong down payment. Located minutes from the Financial District, Fishermans Wharf, and Chinatown, with convenient #30 Stockton bus access to Caltrain. A rare corner property offering turnkey living, rental income, and future commercial potential (see 1095 Columbus Ave).

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